Affordable Home Loans Throughout California™


About The Affordable Home Finance Website

Our website provides helpful information under the Loan Process tab. The "The Loan Process" describes the steps and what you can expect. "Which Loan is Right for You" describes the benefits and tradeoffs of the various loan offerings. "Your Home Loan Toolkit" (available for download)  takes you from budgeting to closing with worksheets, and checklists. We are just a phone call away if you just need to talk about your specific home lending question. We're here to help!

After you are pre-qualified and have chosen an affordable home loan program with the help of a team member, we offer a convenient and secure online loan application for you to complete and authorize us to pull your credit report. You can start your home loan application by clicking on the words "Apply Online" in the menu bar, or by clicking "APPLY ONLINE HERE" below.

Our philosophy is simple: Clients come first. We pledge to be in constant communication with our clients and keep them fully informed throughout the entire process, whether they're applying for a home loan or refinancing their mortgage. We believe that if you’re not left with an amazing experience, we haven’t done our job. We don’t measure success through achievements or awards but through the satisfaction of our clients.

Apply Online Here

For a free, personalized consultation call 877-320-4762

Affordable Home Finance
120 Bulkhead Street
Santa Cruz, CA 95061

NMLS# 1754199 | DRE 01527336