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Meet Our Team

Our website provides helpful information under the Loan Process tab. The "The Loan Process" describes the steps and what you can expect. "Which Loan is Right for You" describes the benefits and tradeoffs of the various loan offerings. "Your Home Loan Toolkit" (available for download)  takes you from budgeting to closing with worksheets, and checklists. And, we are just a phone call away if you just need to talk about your specific home lending question. We are here to help!

Our philosophy is simple: Clients come first. We pledge to be in constant communication with our clients, keeping them fully informed throughout the entire process. We believe that if you’re not left with an amazing experience, we haven’t done our job. We don’t measure success through achievements or awards but through the satisfaction of our clients.

After you are pre-qualified and have chosen a loan program and with the help of a team member we offer a convenient secure online loan application for you to complete and authorize our pulling your credit report.

Apply Online Here

For a free, personalized consultation.

Call 831-325-2629

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Richard Gambord, Broker/Owner

NMLS# 1660201 | DRE 01128161

Richard Gambord

Affordable Home Finance
120 Bulkhead Street
Santa Cruz, CA 95060

NMLS# 1754199 | DRE 01527336

 

 

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